Today I went to the gyno for my annual woman's exam. I was a little late for the appointment even though they told me to show up 15 minutes early because I had to fill out new forms due to my insurance info having changed. After filling out the forms and returning them to the admin behind the plexi-glass, I went back to my seat. I pass the time by logging onto Twitter to see what I missed in the Twitterverse. A couple of minutes later I hear Plexi-glass Girl call my name. I walk up and she gives me my driver's license and insurance card. She then tells me that my co-pay for this visit is $30. WTF?!? Are you serious?? I was there for a normal exam. So I ask her why is it 30 bucks? Isn't this appointment considered a "wellness check?" Preventative care? Nope. She said the gyno is considered a specialist - that's why my co-pay is so high. What kind of crap is that? I've never had to pay that much for a coochie exam!
My previous insurance was Aetna. My new company doesn't offer Aetna; only Kaiser and BCBS. I knew there was no way in hell that I was going to choose Kaiser. I had Kaiser when I was in my 20s and had constant problems with them. Maybe they've gotten their act together since then but I wasn't willing to take that chance. With Aetna I was able to make my gyno my primary care physician. I guess that's how I was able to avoid the high ass co-payments. I guess BCBS doesn't have that option. Crap like this makes me NOT want to go to the doctor. Lucikly I am healthy and don't go to the doctor more than once or twice a year. I would hate to see what would happen if I actually got sick. So I handed her my debit card so that I could take care of my co-pay before my exam. This is some bullcrap!
